Aussie Finance Blog

Australian personal finance news, tips and advices.

  • Personal Finance
  • Frugal Living
  • Insurance
  • Life Hacks
  • Career
  • Contact

The Importance of Funeral Planning

18/08/2018 by AFB

When it comes to aboriginal funerals, it is an event that is highly valued by the Aboriginal people. Often, ceremonies related to funerals can go on for several days and even weeks. In more intense ceremonies, the children might even be absent from school in order to take part in these very valuable communal events. The ceremonies include multiple dances and songs, which have their varied structures and meanings. In order for all these take place, the families will surely incur expenses. This is where the importance of funeral planning comes into the picture. ... (read more)

How to Compare Mortgages

16/08/2018 by AFB

Whether you are getting set to buy your first home or you are preparing to re-mortgage your home, it is important that you do so with the best deal available. You don’t need to be an expert in using a mortgage repayment calculator before you can find a great deal out there. Instead, you need to understand some of the steps that would help you towards having your home mortgaged at the best rates.

  ... (read more)

How to buy property with No Deposit

11/12/2017 by AFB

Using a guarantor to borrow more than 100% of your property’s value

It is possible to borrow up to 105% of a property’s value through some lenders, with the help of a guarantor. This has a number of benefits, including allowing you to buy a property without a deposit, and – as we explore later, can also save you from the cost of lender’s mortgage insurance (LMI) that can apply to more highly leveraged loans. ... (read more)

No Money to Start an Online Business? Here are 5 Ideas

19/01/2018 by AFB

Source: Pexels

Though money can take you places, there is no guarantee that a bigger investment leads to success. The invention of the internet is indeed a blessing to many who dream of pursuing a business. As long as you have an internet connection, a laptop, and comfortable space, you can start any online entrepreneurship venture even with minimal cash.

You’re in the right place because today, we are about to reveal opportunities that’ll improve your financial future – the digital way. The best part is that you don’t need hundreds or thousands of dollars in order to get your business up and running. ... (read more)

What is a Black Credit Card?

18/11/2016 by AFB

Choosing the right credit card seems more complicated than ever thanks to a competitive financial marketplace and diverse product developments. Fortunately, Australian banks provide credit card options tailored to suit individual requirements. Banks generally differentiate their premium credit card options according to colours such as platinum, gold or black, while lesser cards are not as imposing or opulent in appearance. Most banks in Australia and around the world advertise their black card as the premium product. ... (read more)

5 Fundamental factors that influence the foreign exchange market (infographic)

30/11/2017 by AFB

What makes the prices of currencies move on the open market? This is one of the first questions that virtually every trader tries to answer. The reality is that values fluctuate constantly in the currency markets and, more often than not, they are at the mercy of the countless trends and influences found throughout society. 

Factors that Influence
Geopolitical turbulence, macroeconomic policy, government legislation, and technological breakthroughs all rank among the most influential world events on forex prices. Events which affect the forex market can be as benign as a democratic election which returns the predicted outcome, or as unpredictable as the outbreak of a war, or a natural disaster. ... (read more)

What Is NPP, the New Payment Platform?

03/11/2017 by AFB

The NPP (New Payment Platform) is an innovative platform to give Australian consumers and institutions a new way to make everyday payments. Also known as the New Payments Platform, the NPP will allow Australians to make low-value payments 24 hours a day in less than 30 seconds. The system will operate seven days a week, 365 days a year, with no holiday breaks.

Since Australian business—just like the global economy—never sleeps, a round-the-clock payment system that can get payments into the right hands in less than a minute is a real boon for the country. The NPP is the real-time payments infrastructure that Australians need to kick their economy up to the next level. ... (read more)

7 Steps to Creating a Well-Diversified Portfolio

20/09/2017 by AFB

How can you make more money when investing? And how do you protect your investments from market downturns and unexpected future events? The answer is diversification. If you’re looking to build your investment portfolio, diversifying is important.

A diversified portfolio can help protect your income and wealth during various stages of the economic cycle and provide good long-term returns.

Here are seven tips for diversifying your portfolio. ... (read more)

What is an Open-End Loan

18/08/2017 by AFB

Open-end loans provide funds for projects, vacations, hobbies and more. They deliver access to an ongoing line of credit that can be redrawn and re-purposed anytime, if loan conditions are being met. Credit card owners may not be aware, but they also rely on a line of credit and an open-end loan. In other words, if a loan is flexible and doesn’t have an exact date for repayment, it is an open-end loan. ... (read more)

What Is a Line of Credit

04/08/2017 by AFB

Fluctuating fortunes mean there will always be times when assistance is required to plug financial gaps, pay bills and keep the business afloat. There are options for quick finance, such as credit cards, but interest repayments can make them cost-prohibitive in many situations. An alternative loan option is a line of credit, with lower interest rates and other budget-friendly features.

A bank line of credit provides customers the opportunity to borrow additional funds or utilise equity. Banks extend lines of credit (LOC) for a multitude of purposes, from home renovations to business expansion and more. The most well-known of this loan type is the home equity line of credit (HELOC), usually used for renovating or remodelling established residences. A line of credit is also accessible to the self-employed, those with inconsistent earnings, and people wanting to get their business off the ground. ... (read more)

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next Page »

Follow Us

  • Facebook
  • Google+
  • RSS
  • Twitter

About

This blog was started because I realised that there aren't too many Australian personal finance blogs that write about personal investment tips, insurance, choosing the right credit cards and similar topics. Let me know if you'd like me to write about something new.

Tag Cloud

credit cards credit score health insurance home loan insurance investing mortgage personal loan real estate shares stock market superannuation

5 Reasons Not to Buy A Share

Cryptocurrency Maps. Charts And Prices: Everything You Should Learn Before Investing In It

Will A Personal Loan Affect Your Credit Score

How to Claim Paid Parental Leave

What is an Open-End Loan

Disclaimer

All content provided on aussiefinanceblog.com.au is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.

Copyright © 2021 · Beautiful Pro Theme on Genesis Framework · WordPress · Log in