Aussie Finance Blog

Australian personal finance news, tips and advices.

How to Save on Electricity During Summer

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Australia is known for the hottest summers in the world. Sadly, these summers are not just bound to get even warmer, thanks to climate change – they’re projected to become twice as long as the winter season too.

This year alone, temperatures are expected to break record highs. You’ll need to make the necessary preparations to keep you and your family cool for the summer months. But with electricity costs skyrocketing, how can you stave off the heat without breaking the bank over your electric bill? ... (read more)

Debit Vs Credit? Which do Australians Prefer

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Credit and debit cards have been in existence for decades and provide a familiar and convenient way to pay. The question is though, with the dash from cash, accelerated by Covid-19, what are the preferences of today’s Australian consumers when choosing between these two options? And what are the differences between debit and credit card protection?

To begin, we will explore the credit and debit card landscape in Australia. ... (read more)

How to choose the best mask for bushfire smoke

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Post updated on 11 January 2021 with new product info.

Smoke mask is not a topic I would normally write about but given the circumstances (large bushfires in Australia), I think it’s important that we talk about the risks and options we have to protect ourselves and our family (including our pets). Scroll down if you are interested in the smoke masks only. I also found a smoke mask for dogs.

Protect Your Family from Bushfire Smoke

It was nearly the holiday season and the end of 2019 was just around the corner. But with dozens of bushfires raging all across the country, Australia was in a state of crisis. South Australia shut down more than a hundred schools due to a catastrophic fire warning and even those further away from the actual flames were suffering from the effects of wildfire smoke. ... (read more)

How to Choose an Air Purifier for Bushfire Smoke

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Last updated on 11 January 2021 with new product info.

There are the dismal statistics we read about the direct effects of bushfires that burn for months in different parts of Australia. Australia is often severely affected by bushfire smoke that’s blanketing the country. There have been instances of asthma, breathing difficulties and other respiratory ailments in Sydney and other cities. People have been advised to stay indoors to avoid exposure to bushfire smoke. But while commercial buildings are equipped with HVAC systems that have filters, homes aren’t always equipped with such systems that protect family health. This is why home purifiers have been in high demand for most people lately. ... (read more)

Strategies for a Fun but Frugal Christmas

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A growing number of Australians believe that it’s about time for people to stop feeling pressured about gift-giving. This year, they’re reducing the budget they’re allotting for presents and are opting to celebrate the Christmas season for what it’s truly about. 

You can still have a fun Christmas even if you haven’t saved a lot of money for Christmas shopping. After all, how you spend the holiday with your loved ones can be more memorable than any of the gift they might receive. ... (read more)

Cryptocurrency Maps. Charts And Prices: Everything You Should Learn Before Investing In It

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It’s safe to mention that cryptocurrency is risky. For one, inefficient trading may lead to more financial loss than gain. Still, it’s possible to reduce potential losses and increase profit opportunities by understanding the fundamentals. In particular, you should learn the ins-and-outs of cryptocurrency maps, charts, and prices. 

Continue reading to know some essential aspects of these topics. By reading this article, you should gain sufficient knowledge of trading cryptocurrency.   ... (read more)

How will the relaxed lending regulations impact Australian borrowers?

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Getting approved for a loan or credit card isn’t always easy. Potential customers often have to jump through multiple hoops as part of the application process, and there’s no guarantee that this will result in a lender’s tick of approval either.

But this process may soon become easier for borrowers.

In late September, the government announced that it plans to stimulate the economy by removing the responsible lending obligation from the National Consumer Credit Protection Act (2009). ... (read more)

Qualities of a Good Brisbane Accounting Firm

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In any industry, one can never keep away from accounting processes. Any calculations in any business can be complex and tiresome. This is one reason why entrepreneurs—even small-scale ones—should hire a reliable accounting firm to handle all their accounting needs.

If you’re that kind of business owner, there are many accounting firms you can rely on these days. However, know that every company offers different services and varies in terms of reputation. Even if you’re in one country or state, quality offers may differ from firm to firm. ... (read more)

The five things you need to know about calculating your children’s cost of child care

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Working out how much you will have to pay for child care is one of the most important parts of the early stages of choosing a centre for your children to attend. 

Costs of care can vary widely but most families across Australia will qualify for some Government relief, with the actual amounts received depending on your family’s personal circumstances. 

The following five things are essential to know as you work out precisely how much support your family is eligible to receive.  ... (read more)