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How to choose the best mask for bushfire smoke

07/12/2019 by AFB

Post updated on 11 January 2021 with new product info.

Smoke mask is not a topic I would normally write about but given the circumstances (large bushfires in Australia), I think it’s important that we talk about the risks and options we have to protect ourselves and our family (including our pets). Scroll down if you are interested in the smoke masks only. I also found a smoke mask for dogs.

Protect Your Family from Bushfire Smoke

It was nearly the holiday season and the end of 2019 was just around the corner. But with dozens of bushfires raging all across the country, Australia was in a state of crisis. South Australia shut down more than a hundred schools due to a catastrophic fire warning and even those further away from the actual flames were suffering from the effects of wildfire smoke. ... (read more)

How to Choose an Air Purifier for Bushfire Smoke

15/01/2020 by AFB

Last updated on 11 January 2021 with new product info.

There are the dismal statistics we read about the direct effects of bushfires that burn for months in different parts of Australia. Australia is often severely affected by bushfire smoke that’s blanketing the country. There have been instances of asthma, breathing difficulties and other respiratory ailments in Sydney and other cities. People have been advised to stay indoors to avoid exposure to bushfire smoke. But while commercial buildings are equipped with HVAC systems that have filters, homes aren’t always equipped with such systems that protect family health. This is why home purifiers have been in high demand for most people lately. ... (read more)

Strategies for a Fun but Frugal Christmas

03/12/2020 by AFB

A growing number of Australians believe that it’s about time for people to stop feeling pressured about gift-giving. This year, they’re reducing the budget they’re allotting for presents and are opting to celebrate the Christmas season for what it’s truly about. 

You can still have a fun Christmas even if you haven’t saved a lot of money for Christmas shopping. After all, how you spend the holiday with your loved ones can be more memorable than any of the gift they might receive. ... (read more)

Cryptocurrency Maps. Charts And Prices: Everything You Should Learn Before Investing In It

17/11/2020 by AFB

It’s safe to mention that cryptocurrency is risky. For one, inefficient trading may lead to more financial loss than gain. Still, it’s possible to reduce potential losses and increase profit opportunities by understanding the fundamentals. In particular, you should learn the ins-and-outs of cryptocurrency maps, charts, and prices. 

Continue reading to know some essential aspects of these topics. By reading this article, you should gain sufficient knowledge of trading cryptocurrency.   ... (read more)

How will the relaxed lending regulations impact Australian borrowers?

15/11/2020 by Finder

Getting approved for a loan or credit card isn’t always easy. Potential customers often have to jump through multiple hoops as part of the application process, and there’s no guarantee that this will result in a lender’s tick of approval either.

But this process may soon become easier for borrowers.

In late September, the government announced that it plans to stimulate the economy by removing the responsible lending obligation from the National Consumer Credit Protection Act (2009). ... (read more)

Qualities of a Good Brisbane Accounting Firm

04/11/2020 by AFB

In any industry, one can never keep away from accounting processes. Any calculations in any business can be complex and tiresome. This is one reason why entrepreneurs—even small-scale ones—should hire a reliable accounting firm to handle all their accounting needs.

If you’re that kind of business owner, there are many accounting firms you can rely on these days. However, know that every company offers different services and varies in terms of reputation. Even if you’re in one country or state, quality offers may differ from firm to firm. ... (read more)

The five things you need to know about calculating your children’s cost of child care

04/11/2020 by AFB

Working out how much you will have to pay for child care is one of the most important parts of the early stages of choosing a centre for your children to attend. 

Costs of care can vary widely but most families across Australia will qualify for some Government relief, with the actual amounts received depending on your family’s personal circumstances. 

The following five things are essential to know as you work out precisely how much support your family is eligible to receive.  ... (read more)

Saving money on your phone bill, the easy way – buy the phone outright

16/12/2016 by AFB

It used to be that people bought their phone under contract from their phone company. By signing an agreement with their telco which covered a couple of years, people secured themselves the latest iPhone and enough minutes and data to keep them going. When the contract was up, they upgraded to a new phone and the whole thing began again.

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How to Budget and Save Money on a Low Income

07/06/2017 by AFB

Surviving on a low income isn’t easy in times when the cost of everything is rising faster than the average wage. Financial obligations can be frustrating and fraught with uncertainty even with proper money management, while saving money can seem almost impossible during lean times. People who want to budget and save money on a low income do have options, but creative thinking is required and diligence is essential.

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Why is Savings Considered a Financial Investment

21/06/2017 by AFB

There are features unique to both financial saving and investing, and understanding their different attributes is important. Saving preserves and protects money, while also accruing compound interest, whereas investing allows money to grow within share market fluctuations. Both saving and investing are used as short and long-term strategies for financial gain.

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This blog was started because at the time there weren't too many Australian personal finance blogs discussing banking products, services, insurance, investment and similar topics. Let me know if you'd like me to write about something new.

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