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How to Live on Less Money in Australia

21/07/2017 by AFB

As the cost of living rises, more Australians are teetering close to the financial abyss. Our consumer driven society has generated tremendous financial rewards for a minority of the population at the expense of everyone else, and the gap between rich and poor is wider than ever. We can’t all be rich, but nobody enjoys being poor, and while opting out of capitalist society is a dream worth considering, it isn’t possible for people with ongoing expenses, obligations, or a family to feed. ... (read more)

How to Live Within your Means Whilst still Enjoying a Takeaway

29/11/2017 by AFB

“Brick Oven Special Pizza” (CC BY-SA 2.0) by Mike Saechang

Enjoying a delicious freshly-cooked takeaway meal at home is one of life’s simple pleasures. It’s a moment in time when you can relax and unwind with family or friends and sample some of your favourite foods without even having to lift a finger in the kitchen yourself. Unfortunately, for people who need to tighten their financial belts to save money for a house deposit or to pay off that loan, takeaways tend to be one of the first things binned from the luxuries list. That’s without even attempting to find other ways of cutting back and keeping enough cash for a couple of takeaway treats each month. ... (read more)

Understanding Solar Powers Return on Investment (ROI) and How To Calculate It

20/10/2020 by AFB

If you have turned on the TV or been scrolling through your social media feeds you will probably have noticed, you are being bombarded with ads for Solar. From Government rebates to eliminating bills, every ad seems to promise the world. Installing Solar Panels is a great way to reduce your carbon footprint and help the environment but does installing solar really save you money?

The short answer in a lot of cases is yes (if done properly). With rebates available (STC’s), the high cost of power in Australia and technology advances, it does. However, if some poor decisions are made along the way, it can be a massive waste of money. ... (read more)

Why every worker in Australia should be using a pay calculator

05/09/2020 by AFB

Over the last few years, there have been plenty of stories in our news sources about mostly casual and part-time employees being underpaid, and it’s not only corner shops and celebrity chefs being caught out, but our big national corporations as well. And while most of the issues have been related to overtime and other entitlements, regular, full-time salaried workers are not immune from being short-changed – especially in the area of superannuation. ... (read more)

How to Know When You’re Ready To Sell Your Business

03/06/2020 by AFB

Building a business takes a huge amount of time, dedication, and commitment. However, no matter how successful your business is, you will reach a junction, where you will need to make the decision to continue moving forward or sell your business. This can be one of the most difficult decisions for many business owners, and the decision you make can have a big impact on your future. 

If you are thinking about selling your business, it’s important you take the time to consider if you are truly ready to let go. The last thing you want to do is to sell your business and regret your decision down the line. Before you decide whether or not to sell your business, it’s always advisable to discuss your options with business lawyers in Melbourne who have experience in this area.  ... (read more)

Tips for keeping your money under control during the coronavirus pandemic

15/05/2020 by Finder

The coronavirus pandemic is pushing many Aussies into financial stress. Job cuts, reduced hours and business closures have affected the take-home pay of millions of Aussies, with a full return to normal still a long way off.

If you’re struggling at the moment or you just want to batten down the hatches, below are eight simple ways to shape up your finances during this time.

Review your spending habits ... (read more)

Choosi’s Cost of Love Report: Insights into Modern Australian Wedding

15/05/2020 by AFB

Marriage has been a pillar of society for centuries. Most young Australians still support the concept, but financial concerns have made them more apprehensive about having large, traditional marriages.

Choosi recently released its Cost of Love Report. The purpose of this report was to understand the views Australians hold about marriage and the decisions they are likely to make.

Some of the core findings are listed below. ... (read more)

Investment strategies during economic downturn

02/05/2020 by Finder

The economic impact of coronavirus has seen share market values plunge during recent times. This means there may be opportunities for investors to snap up a bargain, provided they do their research.

For first-time investors, deciding where to put your cash can be daunting, especially while the market is still volatile. The best thing to do when getting started with share trading is to learn more about investment strategies you can follow when entering the market. ... (read more)

Require Business Financing? Look for Options other than Bank Finance

10/03/2020 by AFB

Financing is important for small businesses in a variety of ways. Needing quick money often has connotations of having poor cash flow and not being able to meet your short-term liabilities. This is far from the only reason for needing business financing though.

Financing is often a solution for growth projects when businesses owners do not want to dilute equity any further. The conventional way to grow is to sell a portion of the company to an investor, in which you can raise perhaps hundreds of thousands without adding to your debt. ... (read more)

The Ultimate Guide to Paying off Mortgages

05/03/2020 by AFB

Today’s post comes from Alex. He blogs over at www.MutilateTheMortgage.com and is a fellow Australian based and focused financial site. Head over there to find out how to go from “no idea” to mortgage free in under 10 years!

Did you know that paying off your mortgage in 10 years can be setup quickly and is in fact very easy to do? It’s true! Just a quick alteration in how you pay your home loan can save you hundreds of thousands of dollars. ... (read more)

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This blog was started because at the time there weren't too many Australian personal finance blogs discussing banking products, services, insurance, investment and similar topics. Let me know if you'd like me to write about something new.

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Choosi’s Cost of Love Report: Insights into Modern Australian Wedding

What Personal Loans Are Easy to Get Approved For

The Ultimate Guide to Paying off Mortgages

5 Fundamental factors that influence the foreign exchange market (infographic)

No Money to Start an Online Business? Here are 5 Ideas

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