Aussie Finance Blog

Australian personal finance news, tips and advices.

Best Smartwatches Under $200 in Australia

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Smartwatches Without Breaking the Bank

Smartwatches are no longer a luxury. They help track fitness, stay connected, and make life easier. The good news? You don’t need to spend a fortune to get a great one.

For under $200, you can find smartwatches packed with features. They’re perfect for monitoring your health, receiving notifications, and even helping with daily tasks.

Why This Guide Matters

With so many options, picking the right smartwatch can be overwhelming. This guide is here to help. We’ve researched the best smartwatches under $200 in Australia to make your decision easier. ... (read more)

New Data Reveals Australians’ Shift to Online Wills As Great Wealth Transfer Looms

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Australia is on the cusp of experiencing one of the largest intergenerational wealth transfers in history. Known as the “Great Wealth Transfer” this phenomenon is expected to see an estimated AUD $3.5 trillion pass from Baby Boomers to younger generations over the next two decades. This unprecedented transfer of wealth underscores the critical importance of estate planning for Australians of all ages. ... (read more)

How to Find Cheap Life Insurance in Australia

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Wondering how to find cheap life insurance in Australia? This guide provides you with a simple checklist so you can secure affordable coverage and get the most value out of your dollar.

Always start off with a strategy

“If I pass away or am injured and not able to work again, I want the mortgage to be paid off. I also want the fees for my kids schooling to be looked after so they don’t need to move around.”

Whilst this is just an example, starting off with a simple statement of what you want to happen if you were to pass away allows you to not only determine how much cover you might need now, but also in the future. Being clear on the outcomes you are covering for will allow you to confidently adjust your cover over time so that you are not paying any more cover and hence premiums than you need to. ... (read more)

No Credit, No Problem: Getting Your Business on the Road

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Starting a business is a bold and exciting journey, but for many Australian entrepreneurs, it can also be a daunting task – particularly when it comes to securing a vehicle that’s necessary to carry out the job. 

Whether you’re setting up a courier service, launching a trade business, or diving into interstate logistics, a reliable commercial vehicle is often essential. However, if you don’t have a strong credit history, getting financing for that vehicle can feel like an uphill battle. ... (read more)

Best Office Chairs Under $500, $300, and $100

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With more Australians working from home than ever before, creating a comfortable and productive home office setup has become a top priority. One of the most important elements of any home office is a good-quality office chair. Whether you’re sitting at your desk for a few hours or an entire day, the right chair can make all the difference in terms of comfort, posture, and overall wellbeing.

Choosing the best office chair for your needs and budget can be a daunting task, especially with so many options available. To make things easier, I’ve put together a list of the best office chairs available in Australia for under $500, $300, and $100. Whether you’re looking for ergonomic support, a stylish design, or simply the best value for money, there’s an option for every budget. ... (read more)

Transform your Financial Future with Australian Investment Education

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In today’s complex financial landscape, many Australians find themselves eager to secure their financial future but are unsure where to begin. 

The world of investing and trading can seem daunting, especially without proper guidance. 

Enter Australian Investment Education (AIE), a company that has been bridging this knowledge gap for over two decades.

The Birth of AIE 

Founded in 1999 by Andrew Baxter, AIE emerged from a vision to make financial education accessible to everyday Australians.  ... (read more)

What is a Black Credit Card?

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Choosing the right credit card seems more complicated than ever thanks to a competitive financial marketplace and diverse product developments. Fortunately, Australian banks provide credit card options tailored to suit individual requirements. Banks generally differentiate their premium credit card options according to colours such as platinum, gold, or black, while lesser cards are not as imposing or opulent in appearance. Most banks in Australia and around the world advertise their black card as the premium product.

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The Most Budget-Friendly Ways to Heat Your Home This Winter

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As the winter chill sets in the southern part of Australia, finding cost-effective heating solutions becomes a priority for many households. Keeping your home warm without skyrocketing energy bills can be challenging, especially with the diverse climate conditions in these regions. Understanding the most efficient and budget-friendly heating options can make a significant difference in your comfort and finances. This article aims to explore various heating methods, offering insights and comparisons to help you stay warm and save money during the colder months. ... (read more)

Mastering Your Home Office: Essential Tools and Tips for Effective Remote Work

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Welcome to the world of remote work, where your home becomes your castle of productivity! If you’ve recently joined the ranks of remote workers or are looking to revamp your existing home office, you’re in the right place. In this post, I’ll guide you through the essential tools and tips to create an effective and comfortable workspace right at home.

Gone are the days of impromptu setups at the kitchen table or juggling work from the couch. A well-thought-out home office setup not only boosts your productivity but also helps maintain your physical and mental well-being. From ergonomic furniture to tech gadgets that make life easier, we’ll cover everything you need to know. ... (read more)

How Employers Monitor Employees Working from Home

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Post updated: 22 January 2025

Key Takeaways

  • Balance is Key: Effective employee monitoring requires a balance between leveraging technology for productivity and respecting employee privacy, fostering trust and transparency in the workplace.
  • Advanced Monitoring Tools: By 2025, AI-driven and predictive analytics tools dominate monitoring practices, offering insights into productivity and workflow optimisation while ensuring compliance with legal and ethical standards.
  • Transparent Communication: Employers and employees must engage in open dialogue about monitoring practices, ensuring clarity, compliance, and a collaborative approach to navigating remote and hybrid work dynamics.

The remote work landscape has shifted notably by 2025. While some companies now mandate a return to office settings for improved collaboration and productivity, remote and hybrid work models remain widely adopted. This balance has led to a growing emphasis on employee monitoring technologies to ensure accountability and productivity in diverse work environments.

Now, don’t let that send shivers down your spine. This shift isn’t about fostering a Big Brother culture, but about ensuring that the work gets done, and the productivity scales don’t tip unfavourably. As many employees are relishing the liberty that comes with working remotely, employers are finding it essential to monitor employees to keep the workflow streamlined and accountable. ... (read more)