Climate change, overpopulation, pollution, and deforestation – these are just a few of the many challenges we’re currently facing as a planet. While our consumption choices can help make a difference, ethical investing offers a win-win option for the planet as well as your finances. With responsible investing consistently outperforming multi sector and mainstream managed funds, growing numbers of people are already looking to ethical options to support sustainability and build their wealth.
The Bank of Japan has caught the attention for all stock markets. Their decision on monetary policy will have a lot of influence on global markets and economy as a whole. The Bank of Japan recently moved assets by the millions, causing changes in sovereign debt and trading funds. Seeing as this did not realise their goal of annihilating deflation, this bank went ahead to target the yield curve.
While working to maintain 10-year bond yields at zero, the bank also hopes to keep flattening rates at a minimum. This is a big decision that will most likely affect the bank’s profits, but what exactly does this mean for financial markets, and more specifically, for CFD traders? In case the plan drafted by the bank fails, is there a way that these traders can rise above the losses and find their ground again?
Compensation for this post was provided by ProfessionalIndemnityInsurance.com.au. Opinions expressed here are my own.
When you’re running a small business, there’s so much to think about. Professional Indemnity Insurance may not be high on your priority list. But it should be.
From the moment you start providing advice or performing a service, you could be at risk from a negligence claim – and the consequences could be devastating. Between legal costs and the settlement, you could face a five- or even six-figure sum, not to mention the damage to your business and personal reputation.
With the end of financial year upon us, so much attention surrounds how to get the most out of your tax, but there is real merit in planning all year round and saving important dollars too. It’s not just about saving at tax time!
Rate Detective CEO, Damon Rasheed (former economist for the ACCC) has some great tips on how to start the new financial year smarter, healthier and with peace of mind. Remove the stress of 30 June by using Damon’s advice to ensure your finances are in shape.
It doesn’t matter whether you’re a freelancer or working full time – it’s never a bad idea to be money savvy and to explore additional income streams. Thanks to the digital age, there is now an influx of money-making opportunities available online. Often, all you need is a laptop and a trusty Internet connection to get the job done.
Love the sound of this but not sure where to start looking? Here are 5 ways to supplement your income from home.
Australia’s cash rate, decided by the Reserve Bank of Australia’s Board, currently stands at 2.50%, the lowest it’s ever been. This is good news if you owe money but bad news if you’re a saver, as this figure is used by lenders and banks to decide how much you pay and how much interest you earn on the money you have invested.
As this rate is at a historic low and has been for some time, it doesn’t take a financial genius to figure out there’s only one way it can go. Economic growth drives interest rate rises, and with experts forecasting that Australia is leaving the financial lull behind, the rate looks set to get moving once again. Equally important is to be aware there’s a long way to go before it could stop.