Climate change, overpopulation, pollution, and deforestation – these are just a few of the many challenges we’re currently facing as a planet. While our consumption choices can help make a difference, ethical investing offers a win-win option for the planet as well as your finances. With responsible investing consistently outperforming multi sector and mainstream managed funds, growing numbers of people are already looking to ethical options to support sustainability and build their wealth.
The Bank of Japan has caught the attention for all stock markets. Their decision on monetary policy will have a lot of influence on global markets and economy as a whole. The Bank of Japan recently moved assets by the millions, causing changes in sovereign debt and trading funds. Seeing as this did not realise their goal of annihilating deflation, this bank went ahead to target the yield curve.
While working to maintain 10-year bond yields at zero, the bank also hopes to keep flattening rates at a minimum. This is a big decision that will most likely affect the bank’s profits, but what exactly does this mean for financial markets, and more specifically, for CFD traders? In case the plan drafted by the bank fails, is there a way that these traders can rise above the losses and find their ground again?
Compensation for this post was provided by ProfessionalIndemnityInsurance.com.au. Opinions expressed here are my own.
When you’re running a small business, there’s so much to think about. Professional Indemnity Insurance may not be high on your priority list. But it should be.
From the moment you start providing advice or performing a service, you could be at risk from a negligence claim – and the consequences could be devastating. Between legal costs and the settlement, you could face a five- or even six-figure sum, not to mention the damage to your business and personal reputation.
Compensation for this post was provided by FindBroker. Opinions expressed here are my own.
Is there any real difference between a mortgage broker and a lender? While both parties can help you secure a loan, knowing the difference between the two will assist in deciding which would be better in your circumstance.
If you’re looking to purchase a property, for whatever reason, it’s almost sure that you’ll also be looking to secure a mortgage.
For most, this part is the most stressful, as you are required to give evidence of your credibility as a borrower. Additionally, you need to research all the available loan products to find one that’s suitable for your financial circumstances and has the features that you’ll require.
Choosing the right credit card seems more complicated than ever thanks to a competitive financial marketplace and diverse product developments. Fortunately, Australian banks provide credit card options tailored to suit individual requirements. Banks generally differentiate their premium credit card options according to colours such as platinum, gold or black, while lesser cards are not as imposing or opulent in appearance. Most banks in Australia and around the world advertise their black card as the premium product.
Compensation for this post was provided by inkl. Opinions expressed here are my own.
Front page news used to be important. However, in the rush to position themselves as viable online services, many news publishers diverted resources toward gossip journalism, in-your-face advertising and even clickbait articles. The concept of newsworthy journalism and commentary has become clouded. Serious readers are often left out in the cold or diverted to pulpy headline articles about funny cats, dogs and babies at the expense of major world events. The time is right to introduce inkl, the noise-free news service that delivers only important news and information provided by the world’s leading news publishers.
Compensation for this post was provided by OzForex Limited ABN 65 092 375 703 (trading as OFX). Opinions expressed here are my own.
Destination weddings have grown in popularity and are no longer just for the fortunate few. People travel more than ever, airfares are great value and the overseas destination could even be closer to home for some relatives. With the right advice and sound money management, planning a destination wedding becomes a very real possibility.
In a world governed by finances, it’s often all too obvious that we need to make our own money work harder for us. Everyone likes to get the best possible interest rate or return on investments, with hard earned money tucked safely away. However, we also need to spend money, and anything saved at the point of transaction will reap rewards later on.
All of us have the capacity to reap at least some gain from a rewards credit card. First, we need to understand the name and nature of the card. Rewards are gained over time, with good financial management, while the card is used for as many transactions as possible. A large number of Australians earn and spend sufficiently to justify owning a rewards credit card. At this point we need to be warned that any card payment default or late payment will incur a fee or other penalties that will nullify rewards earnings.
All investors want to achieve success and make a quick and sizeable profit on the stock market, but this is easier said than done. If trading stocks was an easy and guaranteed way to earn cash then everybody would be making a fortune off the markets and all swanning off into early retirement happy – but the reality is that it takes knowledge and skill to become a successful trader.
One way to improve your chances of success in the market in Australia, is to adopt a balanced approach to your stocks, and to develop the sort of versatile and robust portfolio which can weather any storm that the domestic and global markets can throw its way. Read on for our five top tips for success:
With the end of financial year upon us, so much attention surrounds how to get the most out of your tax, but there is real merit in planning all year round and saving important dollars too. It’s not just about saving at tax time!
Rate Detective CEO, Damon Rasheed (former economist for the ACCC) has some great tips on how to start the new financial year smarter, healthier and with peace of mind. Remove the stress of 30 June by using Damon’s advice to ensure your finances are in shape.